hello there,
i am a banker located in hyderabad. i recently transfered into a position. while going through old records of the bank, i observed that in two cases the papers were not in order.
1. an education loan agreement was executed in july 2003 which was to be stamped before barrower signs. but in this case the agreement was not at all stampted ie. the signature of the barrower was taken on an unstampted loan agreement. i request you to please advise me how to make it legal and whether there is any way to stamp is now.
2. in another case in memorandum of deposit of title deed, the document was dated july 2008. the document was franked for rs. 5,000/- as the home loan was for 10,00,000/- but later the barrower availed a home loan of 12,00,000 ie. two lakhs more than earlier proposed. the document was franked for rs. 5,000 and dated july 2008. this document was not registered till now. now my doubt is whether i can pay the difference amount and regularise the document.
i request you all to give proper advice.
thanks,
mahesh (9885943775).
