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Articles by Srinivasan Rangarajan

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Life Insurance : Courts will come to the rescue only of a diligent consumer

  Srinivasan Rangarajan   21 February 2017 at 12:03

You are a person in your fifties and have taken a life insurance policy with an annual premium of Rs.5,00,000/-. You wanted the policy to mature over a period of four years and when you approached the insurer after four years for the maturity benefit ..

Posted in Others |   439 Views

The relevance of Mithoolal Nayak's case after amendments to Section 45 of the Insurance Act, 1938

  Srinivasan Rangarajan   08 June 2016 at 17:26

It has been more than forty-four years ever since the Supreme Court of India settled important questions of law respecting Section 45 of the Insurance Act, a section dealing with life insurance by the celebrated case of Mithoolal Nayak Vs Life In ..

Posted in Others |   7338 Views

Beware! Do you pay your insurance premium through your insurance agent? (Authority of an insurance)

  Srinivasan Rangarajan   16 July 2015 at 11:24

If you hold a life insurance policy and are in the habit of making your premium payment through your insurance agent, then this article could be of help to you in understanding the issues concerning the same and the validity of such a payment in the ..

Posted in Others  5 comments |   2910 Views

Is going beyond the 'terms of a contract' sacrilegious?

  Srinivasan Rangarajan   15 December 2014 at 11:09

More often than not, you may have come across several decisions upholding repudiation of claims by insurers holding that �courts cannot go beyond the terms of the contact� and �the terms have to be strictly construed.� To ill ..

Posted in Others |   2537 Views