RAJU O.F., 's Expert Profile

Queries Replied : 875

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About me

Have experience of 32 years in banks. Resigned from the South Indian Bank Ltd, while being Senior Manager & DRT Liaison Officer, in 2003. Practing as lawyer since 2003. Settled in Chennai for last 15 + years. Origin-Trichur, Kerala. Instrumental Musician-Mandolinist.



    What kinds of questions I can and can't answer?
    Being a retired senior officer of bank and as a practicing lawyer, I can answer questions on banking with special reference to under DRT Act and SARFAESI Act. My prefer practice, in Debts Recovery Tribunals and Appellate Tribunals.

    My area of expertise
    Banking Law and Practice & Proceedings under DRT Act & SARFAESI Act

    My experience in the area (years):
    27 years+ in banking and 7 years+ as practicing Lawyer.

    Organizations I belong to:
    Independent practice as Advocate & Legal Consultant

    Publications or writing which has appeared :
    Two articles in "The Hindu" paper one on DRT proceedings and the other on Remedies available to borrowers under SARFAESI Act. Further, several articles in magazines of The South Indian Bank Ltd and The Catholic Syrian Bank Ltd, etc.

    Educational credentials:
    B.Sc.(Physics), LL.B(Special), DML, DIR,DLL, PGDBA

    Award & Honors:
    Prizes mainly as an Instrumental Musician-Mandolinist

  • Member (Account Deleted) says :
    respected, if a person who is not married only had sex chat with a married girl with her consent on a social networking site. and they both never met. and the chat was only for 2 days is this any offence committed by that boy?if her husband finds that chat can it be any harm to that boy? who never met her.

  • DR SURESHA G says : Property Issue
    Dear Sirs I have a quiery . I will appreciate if the club members give their valuable opinion . My meternal Grand father is Late H Sanna Somappa Died in March 1975 My Grand Mother is Late Gangamma Died in June 1997 They have 10 childrens 1.H S Hanumanthappa -Died in March 1985 at the age of 52 years -Married 1955 2. H S Parvathamma Alive - with 3 Childrens age 72 years as of 2015-Married 1956 3. H S Revanasiddappa Died in 2004 at the age of 62 years - 3 Childrens (1 Expired ) -Married in 1966 4. H S Nagarajappa Died in 1996 at the age of 51 years - 5 Childrens Married in 1966 5.H S Jayamma Died in 2012 at the age of 66 years -5 Childrens (1 expired ) Married in 1959 6 H S Heggappa Died in 2006 at the age of 59 years -5 Childrens Married in 1968 7. H S Sharadamma Died in 2009 at the age of 60 years -4 Childrens Married in 1966 8. H S Bharamakka Alive age 64 years -3 Childrens Married in 1966 9. H S Rathnamma Alive age 63 years -2 Childrens Married in 1970 10 H S Gangamalamma Alive age 61 years -4 Childrens Married in 1975 Late H Sanna Somappa had property as follows 1.56 Acres of Irrigated land in Hale Kunduvada Davanagere City Carporation . Which is worth of 56 Crores as of 2015 property value 2. Khana Koppalu in Hale Kunduvada Davanagere City Carporation . Which is worth of one Crores as of 2015 property value 3. Houses in Hale Kunduvada Davanagere City Carporation . Which is worth of 50 lakhs as of 2015 property value The above three properties are distributed only among 4 male childrens 1,3,4 and 6 in 1980 ignoring the female childrens The legal heirs of 1,3,4 and 6 sold few properties The quiery is Is there any chance of getting shares for 2,5,7,8,9 and 10 Daughters of Late sanna Somappa (The alive and the legal heirs of deceased) If so could you please advise how to approach Awaiting the response from the member friends Dr Suresha s/o Late H S Sharadamma .(7th legal heir of Late Sanna Somappa)

  • raj kumar makkad says : Boycott
    Dear Sir! The aim of Admin seems to tarnish the image of the experts which is reflected from his saying to tom that 'it is childlike that some experts are not replying the queries'. Admin has no care or thankfulness for experts so what is the use to devote our energy and expertise for such person? He is earning only on the basis of our activities but still he is engaged in the activities of destruction of the image and dignity of experts. Do you like this?

  • Prateek says : sir plz write your valueble comment on this
    http://www.lawyersclubindia.com/articles/Consumer-Protection-Act-Branch-Office-4416.asp Prateek Handa 9027277736

  • Nikhil says : plz help me out with my query
    http://www.lawyersclubindia.com/experts/Lease-with-UNLIMITED-period-Is-it-Valid--256396.asp If possible kindly help me out with my question.

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