Hello,
Prior to the 2019 pandemic, I gave my cousin a sum of money. I'm presently attempting to recover that sum.
My cousin was in serious financial trouble and is actively pursuing funds. I felt pity for him due to his unfortunate business circumstance. He was unable to obtain a loan from the bank, so I took out a loan in my name and transferred the funds to him via netbanking. He was not in good health, so I paid the EMI from my salary. Later, pandemic struck, and he was once again unable to return the money. He has paid approximately 10/60 installments. I will cover the remaining costs. The catch is that none of our family members are aware of it. I assisted him discreetly.
I have repeatedly asked him to contribute to the loan, but he has refused. He acted as though it was my responsibility to pay the EMIs. I have recently begun to entirely ignore people by not answering calls or responding to messages. He once warned me that if I continue to harass him, he will injure himself, and I may be held responsible.
I was considering sending him a legal notice, but I don't know how it will affect me. Please advise.
