Respected Sir and Mam My mother is a widow she was taking loans during our childhood days for our studies and other expenses. she was working also. she had paid each and every bank loan. however there is one person who lends money on Interest per month 5% that is too high. now my mother is retired and also not well. this guy is having 1 or 2 signed cheque which he has not returned to my mother till now. and now giving threat that i have 1 cheque. in addition to this in year 2005 he asked my mom to take loan from a pvt bank where he brings the account opening agent at home and we just discovered that in the cheque book out of which 6 cheque was missing from the cheque book. this account was not used by my mother and we also dont have any communication from the bank side in this regards ever in last 15 years.
kindly help us. my mother has paid approx 6-7 lacs rs in regards to 1 lac rs loan this is all done in cash transactions. there is no loan agreement.
are the blank cheque issued in 2006 valid till now ??