regarding education loan


sir please help me
I had taken loan from uco bank of 3lac 89 thousand ₹ in 2008 for btech course I have completed that course in 2012 after that I had started to pay loan 6000 per month and I had paid 1lac 60thousand rupees after that due to
some reason I was not able to pay my loan instalment they declare my acount npa .... they are demanding 4 lac rupees I ave only 2 rupees which I have manage to collect from my relative I don't have job I am giving tution and searching job this time
 
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U contact them and explain Ur helpless to return loan becauseof unemployment and no earnings .present earnings is insufficient for food and clothings so to go very some time to return loan
 
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sir I am offering them 2 lac they are saying for 4 lac
I want to pay my loan amount 1lac 60000thousand I already paid
they are threatening me that they will file suite against me if I will not pay intrest
 
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If they deny let they go to court their u ask for instalments in court.the court will grant instalments and also Ur advocate will bargain it takes decades .u will be in safer side if they step to court.
 
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