Occupancy certificate

Property is located in Ghaziabad 

Congratulations on your recent property purchase! Let’s delve into the difference between a Possession Letter (PL) and an Occupancy Certificate (OC):

Possession Letter (PL):
The PL is a vital document issued by the developer to the buyer. It states the date of possession when you can take physical possession of the property.
It outlines the terms for the final payment and is essential for securing a home loan.
However, solely having a PL is not sufficient unless the OC has also been obtained.
Importantly, the PL does not legally verify that you are the rightful owner of the property.
Occupancy Certificate (OC):
The OC is issued by the local authority (such as the municipal corporation or development authority).
It signifies that the construction aligns with all regulations and building bye-laws and is suitable for habitation.
The OC legally identifies you as the owner of the property and confirms that the structure is ready for occupancy.
Without an OC, accessing civic amenities and utilities may be challenging.
Why Both Documents Matter:
While the PL indicates possession, the OC ensures that the property is legally compliant and safe for living.
First-time homebuyers often confuse these two documents, but they serve distinct purposes.
Legal Action: If the builder fails to provide either document, you have the right to take legal action against them.
Your Situation:
Since you have the PL but not the OC, it’s advisable to pursue obtaining the OC.
Contact the builder or the relevant authorities to inquire about the OC status.
Remember, having both the PL and OC ensures a smoother transition into your new property. 🏠🔑

Possession letter is given by builder indicating handing over of the completed flat after completing all the formalities. 

Obtaining an Occupancy Certificate is important before moving into a place to eliminate the risk of lawful eviction and demolition. Without an OC, the municipal corporation does not supply the house with water, electricity, and sanitation connections.

OC is a vital document.