T. Kalaiselvan, Advocate (Advocate) 01 January 2024
Your question is not understood.
The home loan is also considered as mortgage loan.
What is default even before loan is granted?
Dr. J C Vashista (Advocate ) 02 January 2024
When you intend to take a loan (any type of loan such as home loan, eductation loan, vehicle loan etc.) and a property is deposited for collateral security, it is termed as "mortgage".
What are the facts vis-a-vis your query, it is vague and not understood. Redraft or consult a local prudent lawyer, if it is a real story.