If you want complete details always search in google and go through actual orders/circular on any issue and also FAQ. This forum can only provide basic guidance on simple and general litigation matters and members can not provide guidance on each and every issue because someone has raised a query on issue not related to litigation/law.
As per the RBI circular, the moratorium applies to all lending institutions, and at the request of the borrower, the LI may consider for such postponement of EMI after convincing of the genuine reasons as per borrower's request.
If the query is on loan granted to an employee by the employer for purposes such as housing, vehicle, etc. I am afraid that it is not applicable even when the employer is LI.