I am the owner of a property and we have a home loan on the property for which my husband is a co applicant. Now I want to gift deed the property to my husband in order to purchase another property in my name. When we approached the bank for NOC letter they have asked us to get an affidavit through an advocate. They have told us that we also have to get a rectification deed for MOD done. can anyone tell us how to proceed with this ? Also is there any format for the affidavit?