My name is Nirav. we have small scale manufacturing unit. we have credit facility from HDFC bank ltd. our credit facility expire on 15-oct-2017. after expire period we have transferd and credit facility take over by Yes bank. now hdfc bank demanding 2% foreclosure charges on small scale unit. so freinds can you help me to solve this issue if you have any idea. is this legal or lilegal charges imposed by bank. my email id is email@example.com. any suggestion really appreciate to solve this issue.