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double emi deduct


I have Personal Loan going on with Bajaj Finance.

I did not pay EMI on date. But bank represent it every week.

Meanwhile the recovery agent collected from me with late penalty charges even  I told them about the represntation of ECS but they did not agreed ,and next day it was deducted from bank also,

Now I am sending mail and contacting the recovery person but they say it will take time. 

Due to this debit of EMI from bank  my other cheque bounce.

What I should do,

 
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