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KISHORE KUMAR Joshi   25 February 2023

Credit Card Liability

Sir,
If a 27 year old son who is holding a credit card in his name by showing 3 months salary of Thomas Reuters and the credit card Merchant issued the said credit card without cross verifying with the company whether he is employed or not and the card holder fails to clear it's credit card due. In this case are the parent liable to pay the son due ? Parent has no joint liability with him.


Quick Summary
This discussion addresses whether parents are liable for their adult son's outstanding credit card debt. The consensus is that parents are not legally liable, especially if they have no joint account or guarantee. The credit card issuer's responsibility in verifying employment is also touched upon. It's advised to contact the son's financier for resolution.

 2 Replies

Dr J C Vashista (Advocate)     25 February 2023

No, parents are not liable.

Contact financier of your son.

However, it is not a legal dispute for analyses, opinion and obligation of experts on this platform. .

RAKESH PIPRODIA (ADVOCATE)     01 March 2023

Parents are not liable for the pay for the amount 


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