I had a credit card in Kolkata. The bank had verbally assured for a settlement of which I had paid the first instalment in December, 2010. I did not receive any document regarding the settlement. After that I had left Kolkata.
The banks have filed case u/s 420 etc. of which I was not aware till date. I received a call recently saying they are calling from Delhi Police and there are cases pending against me. They are saying they have sent court notices to my Kolkata address. The address in the bank records was not the place I was residing. The person who had come to market the credit card had given the address so that the credit card application is processed successfully and he could meet his target.
I have not received any court notice from the bank till date.
I would like to know what steps I can take. I would also like to know if a bank can proceed with recovery of credit card due after 3years.
Please help me with the details.
Regards,
VInod
