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Linga Murthy   15 March 2022

car accident

in car accident I have lost my four fingers car insurance laps what I should do


Learning

 4 Replies

Dr J C Vashista (Advocate)     16 March 2022

Consult and engage a local prudent lawyer for initiation of claim.

Shashi Dhara   16 March 2022

Contact advocate  and try to get relief .

SIVARAMAPRASAD KAPPAGANTU (Retired Manager)     16 March 2022

Was it an accident where nobody else involved, like car hitting divider etc or another vehicle hit you? Whose fault was it?

 

With full details approach a Local Advocate and obtain opinion/guidance.

Palak batra   17 March 2022

Dear Querist,

 

We use our hands and fingers for countless activities during the day, so limited mobility can greatly affect the quality of your life. The insurance company will take into consideration how many fingers were severed and what part of the fingers needed to be amputated when calculating the value of a car accident settlement. It goes without saying that a settlement for 2-3 completely lost fingers will be higher than for losing the tip of only one finger.

 

When your car insurance lapses, you might have to get a new insurance policy. You may also lose the accrued benefits of the lapsed policy, like a no-claim bonus. Besides, getting a new plan can attract rigorous vehicle inspection and a higher premium. There are other repercussions that you should be aware of. Consult a lawyer for better guidance.

 

Regards,

Palak


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