Can i gift my property to someone and get loan from bank? (only gpa on my name, no registery)

This discussion explores the possibility of gifting a property and obtaining a bank loan when you only hold a General Power of Attorney (GPA) and the property isn't registered in your name. The consensus is that a GPA alone does not grant you title or the right to transfer ownership or secure a loan. Courts have ruled GPA sales invalid for property transfer, and you'll likely need to file a declaratory suit to establish legal title before you can gift or mortgage the property.