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Yuvraj   26 August 2020

Bank Fine

I want to close my bank account .but bank is not accepting my application. bank says that you have not maintained your account so you will have to pay 2200/-.Then only we will close the account. what are the legal reamidies for me.

 4 Replies

Rama chary Rachakonda (Secunderabad/Highcourt practice watsapp no.9989324294 )     26 August 2020

Banks often waive their fee if you keep a minimum amount in your account or meet other requirements such as linking checking and savings accounts. Some banks may require a minimum balance and may charge a fee if you drop below it.So better consult bank manager for redress your grievances.

{Balu manikantan} SUBRAMANYAM (Practising Advocate)     26 August 2020

If you have ATM you may withdraw the total balance and later intimate the bank to close the account.

Advocate Bhartesh goyal (advocate)     26 August 2020

You may transfer the balance amount through to another account. Bank can't dishonour the cheque if sufficient balance lying in account.

Yuvraj   26 August 2020

I don't have any balance in account so shall I ignore the messages of bank. will I get any trouble in future?

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