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Articles by Saurabh Bajaj

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Are We being Penny Wise and Pound Foolish?

  Saurabh Bajaj   02 November 2018 at 12:14

Story 1:Year 1998 � Mr Alok Sharma had borrowed Rs. 4 Lakhs from Mr. Dinesh Patnayak. He promised to return it in 2 years and also promised to pay 12% interest p.a. on the same.However, Mr Sharma refused to pay after 2 years and after negotiati ..


Posted in Others  5 comments |   477 Views


Time-Time Ki Baat hai - Part 2

  Saurabh Bajaj   26 June 2015 at 11:07

�Hey Niraj, am back to seek your help again� said Uncle Shrikant to his nephew Niraj Desai.�Completely my pleasure uncle, please tell me, how can I be of help to you.� Said NirajShrikant: As you know, my younger son, Aakash is ..


Posted in Taxation |   1370 Views


Time-Time ki baat hai - Part 3

  Saurabh Bajaj   23 January 2015 at 11:02

�Look Who�s here !! Mr. Desai, Good to see you.� said Mr. Suren Mehta, a retired banker. He was sitting with few other friends, Mr. Ajit Khanna and Mr. Rajat Ghosh, in a park as their daily routine in retirement days. He suddenly s ..


Posted in Taxation  2 comments |   2299 Views


The Hare Could Win Here !!

  Saurabh Bajaj   26 November 2014 at 10:55

This is the story of 2 friends viz Amar and Rakesh. Both were from middle-income family backgrounds. Both joined same company at the same salary level of around Rs. 23,000 p.m. We all have heard the story of a hare and tortoise wherein the hare wa ..


Posted in Taxation |   1049 Views


Beware!! Another Fraud in the Air !!

  Saurabh Bajaj   25 February 2014 at 16:28

Mr. Rajeev Kumar, a Chartered Accountant, working with a leading Automobile company was worried about his insurance policy. He had bought an insurance-cum-investment plan from a company (say K) 3 years back with an annual premium of R ..


Posted in Taxation  5 comments |   1449 Views


The Reality about Realty !!

  Saurabh Bajaj   05 December 2013 at 17:30

Trust me Sir, real estate will always give you best returns. The prices cannot go down and you will be double your money in 3 years. I think you should book this flat. said Kunjan Srivastav, a seasoned real estate broker to his potenti ..


Posted in Taxation  30 comments |   2482 Views


Financial Planning for Beginners

  Saurabh Bajaj   10 June 2013 at 11:40

June is the month, when many campus recruits start with their first job. Sameer Dahane was one of them. While he was excited of a new role, he was equally eager to get his salary so that he can splurge it. On a casual tea-time discussion with Kapil, ..


Posted in Taxation  2 comments |   4237 Views


Do We really Understand the meaning of Risk?

  Saurabh Bajaj   04 August 2012 at 11:55

The other day, I was talking to a friend of mine, Sunil (name changed), when he told me that he is looking for a good life insurance policy for his father, who is 65 years old. Sunil also said that most of the policies do not cover his father and ..


Posted in Taxation  2 comments |   2033 Views


Why is Insurance Mis-Sold in India ?

  Saurabh Bajaj   12 July 2012 at 11:54

Come on !! If you are a really good friend of mine, you ought to buy a life insurance policy from me Sounds Familiar ?? How many times we keep hearing this argument from a close friend (?) or a relative to buy an insurance policy fro ..


Posted in Taxation  4 comments |   2298 Views


Things you didn’t Know about PPF !!!

  Saurabh Bajaj   11 January 2012 at 18:25

Its the HR mail again. I need to do my tax savings now and submit the proofs. Said Monisha, a 26 years old Software professional to her colleagues Akshay and Neha. Neha: Me too !! Where should I invest ?? Monisha: Of course PP ..


Posted in Taxation  2 comments |   6962 Views