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Articles by Ramalingam K

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5 things to know about term insurance

  Ramalingam K   06 June 2019 at 13:00

Then take up this opportunity to know about Term Insurance. Term Insurance is one of the best and affordable insurance for all low and high-income people. It also provides a tax- free lump sum of money for a financial safety net.1. What is TERM Insu ..


Posted in Others |   347 Views


How to protect yourself from credit card frauds?

  Ramalingam K   27 October 2017 at 12:36

I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. ..


Posted in Others |   562 Views


What you need to do, before booking a flat?

  Ramalingam K   25 October 2017 at 11:19

What factors do you look for, while comparing properties? Without any doubt, the property's location, price and possession, will be the first and foremost parameters one might consider for his/her shortlisting. However, apart from these primary o ..


Posted in Others  1 comments |   631 Views


How to bequeath wealth to our legal heirs using nomination, joint accounts and will?

  Ramalingam K   24 August 2017 at 11:55

Writing and Registering a Will is the best OptionThe best way to pass on one�s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate.Also Have Joint AccountsHowever, other than writi ..


Posted in Others  2 comments |   656 Views


All you wanted to know about the Guidelines for Purchase and sale of property by NRIs and repatriation of sale proceeds

  Ramalingam K   09 January 2017 at 11:55

It is not that complicated for Non-Resident Indians to buy or sell immovable property in India and remittance of sale proceeds, but there are certain rules and regulations to be followed during such transactions. The Reserve Bank of India governs th ..


Posted in Others  1 comments |   417 Views


A step by step guide to write a will

  Ramalingam K   23 November 2016 at 10:28

Those who are lucky to have created assets like residential, financial and precious metals/ stones will always have a desire to bequeath these assets to his/ her loved ones in case of his/ her death. Having assets and dying without a will, giving no ..


Posted in Others  5 comments |   983 Views


How to influence your partner to save for your optimal retirement dream?

  Ramalingam K   15 September 2016 at 15:04

Saving is an activity that is important for everyone to learn. And, if you are a couple then managing your money and personal finances becomes an all the more significant task to be achieved. It becomes as significant as managing your personal diet a ..


Posted in Others  1 comments |   339 Views


A fool-proof guide to Financial Document Preservation: Keep or Kill?

  Ramalingam K   22 August 2016 at 11:19

The Keep or Kill Dilemma:To keep or to destroy? This is a question which all of us face when we sit down with unsorted papers, bills, credit card statements, insurance premium receipts and a plethora of other papers. Deciding which papers need to be ..


Posted in Others |   556 Views


All you need to know about Exclusions in Your Health Insurance Policy?

  Ramalingam K   18 July 2016 at 11:03

Claim rejection is the most disappointing subject in a policy holder’s life. The customer starts loosing trust in the company and feels betrayed. They feel the company gives unrealistic reasons for rejecting their claims.An insurance claim reje ..


Posted in Others |   959 Views


4 Personal Finance Questions Every College Student must answer

  Ramalingam K   11 May 2016 at 11:03

Are you all set to enter your life�s new and most exciting phase, �the college�? College is an exhilarating period in almost every student�s life. This may sometimes let many of us move away from our home, and take up some ver ..


Posted in Others  1 comments |   868 Views