Credit card payment
Bharathi
(Querist) 05 October 2017
This query is : Resolved
My husband used credit card. He was died in july. After his death I didn't use the card. But payment is pending. Bank person contact me and paid the full money instantly. I send his death certificate to consent bank . Now who is responsible for the debts?. Because in Jewellery debt banker told legal heir certificate is must. But in credit card they told wife has to pay . No joint holder or guarantor for his credit card. I don't know about the insurance for the card. Now who is responsible for his credit card payment me or legal heir authority?. Because in legal heir certificate my mother-in-law name include there.
Kumar Doab
(Expert) 05 October 2017
Same Query;
http://www.lawyersclubindia.com/experts/Credit-card-payment--657801.asp
Kumar Doab
(Expert) 05 October 2017
GO thru the CC bills and check if any insurance is provided/premia is charged and paid.
Also go thru the insurance if any along with other loans.
Submit death certificate to all lenders under proper acknowledgment.