This document provides a comprehensive FAQ on the Reserve Bank of India's (RBI) moratorium on term loans, issued in response to the COVID-19 pandemic. It clarifies which loans are eligible for the three-month deferral, explains the reasons behind the relief package, and details the impact on borrowers, including credit reporting and interest accrual. The FAQ is useful for individuals and businesses seeking to understand their options regarding loan repayments during this period.
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