This document contains the judgment from the Supreme Court of India in the case of Kotak Mahindra Bank Pvt. Ltd. versus Ambuj A. Kasliwal & Ors. It details the legal proceedings concerning a debt recovery and appeal process, focusing on the issue of pre-deposit requirements before the Debts Recovery Appellate Tribunal (DRAT). The judgment clarifies the application of Section 21 of the Recovery of Debts and Bankruptcy Act, 1993, and sets the conditions for prosecuting appeals in such cases. Legal professionals and parties involved in debt recovery litigation will find this judgment highly relevant.