This document contains the full judgement from the Supreme Court of India in the case of Shrikant G. Mantri vs. Punjab National Bank. It details the appellant's challenge to a National Consumer Disputes Redressal Commission order that deemed him not a 'consumer' under the Consumer Protection Act, 1986, due to his overdraft facility being for commercial purposes. The judgement explores the nuances of what constitutes a 'commercial purpose' versus services availed for self-employment and livelihood. This is essential reading for legal professionals, businesses, and individuals interested in consumer law and its interpretations.