This document contains the original judgement for Consumer Case No. 3681 of 2017, filed by Prashant Telkar and Vijeta Kalghatgi against ND Developers Pvt. Ltd. and others. The case concerns a complaint regarding the delay in handing over possession of flats and the failure to obtain an Occupancy Certificate. The judgement details the arguments from both sides, citing relevant case law and ultimately providing directions for refund and compensation for buyers who have not taken possession, and for completion of construction and possession for those who have taken paper possession. This document is essential reading for legal professionals involved in consumer disputes and for buyers facing similar issues with property developers.