This document contains the Supreme Court of India's judgement in the case of Pandurang Ganpati Chaugule vs. Vishwasrao Patil Murgud Sahakari Bank Limited. It addresses the crucial question of whether the SARFAESI Act applies to co-operative banks. The judgement delves into the legislative competence of Parliament concerning co-operative banks and the scope of banking regulations. This is essential reading for legal professionals, co-operative bank officials, and anyone involved in financial law.