We had taken personal loan from a public sector bank in 2004. we paid interest along with instalments for some period regularly and afterwards unable to pay the loan.So, the bank went to the court in the year 2007 and proceedings went on for some time and the court finally strike off the case the year 2010 for the reason the bank manager at the time of issuing loan had not attended the two trails.Recently we received notice from the court asking to attend personally or with a lawyer to record obligations regarding the case.what is my further step? Can I ask the court for a limited period of time to clear my loan?Advice me in this matter.