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Chandra Mounika   01 April 2020

personal loans

due to lock down RBI announced 3 Months extent ion for all emi and loans but online personal loan companies harassing customers to pay loan and they add interest for every day how to take action against them and how to complaint on them


 6 Replies

Vishnu P Sopanam   01 April 2020

Online personal loan apps are not adhering government orders/policies.i have the same complaint.The mental harassment is very high.The online platforms rely on SLQ for lending process.

Chandra Mounika   01 April 2020

is any option to make a police complaint

Hemant Agarwal (ha21@rediffmail.com Mumbai : 9820174108)     01 April 2020

1. You can file a Police FIR, requesting investigation and charge-sheet, for offences like Threatening, Intimidation, Fraud, Breach of Trust, Mischief etc.... against the threatening agent /person, supported with all relevant supporting Documents, Evidences & Witnesses.

2.  IF the Police does not take action, THEN you can file private criminal case u/s 156(3) Cr.P.C., in the local Magistrates court, seeking directions to the Police to investigate and file charge sheet.

Keep Smiling .... Hemant Agarwal
VISIT: www.chshelpforum.com

1 Like

Adv Vinay Mathur + 8447131770 (Advocate)     01 April 2020

RBI in their Moratorium stated that "Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium."
The moratorium was for payment of all instalments falling due between March 1, 2020 and May 31, 2020.

Vishnu P Sopanam   01 April 2020

Chandra. please mention the app.loan number and amount.so that I can help you .

Chandra Mounika   02 April 2020

cash bean 3565

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