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SUDHIR GOUTTAMDAS AGRAWAL (proprietor)     30 November 2011

Personal loan - illegal acts by banks

I have unsecured personal loan outstanding which i am about to settle as per the discussions with the bank's official representatives. Bank is sending legal demand notice at my relatives place which was just mentioned as one of 2 references (not as guarantor) - how can take action against the bank for defamation / injunction against such notices being sent to my relatives who have no legal connection with my outstanding loan



 14 Replies

Advocate M.Bhadra   30 November 2011

Lodge a diary to the Police Station send a Complaint to the Banking Ombudsman and also to the Chairman,Reserve Bank of India.If you have sufficient documents for loan then you can file a civil suit and also a criminal case aginst the Bank.

Rajesh Hazra (Mediator Mediation Counsel)     30 November 2011

or otherwise go and meet the Legal Deptt. of the Bank and try for an amicable settlement.

Dr J C Vashista (Lawyer)     30 November 2011

It is a case of blackmailing and extortion for that police complaint /FIR is the only option since the bank is adotpting illigal and unauthorised pressure tactics

a.manoharan (Advocate 94431 45884 advocatemanoharan@gmail.com)     01 December 2011

PLEASE VERIFY YOURSELF WHETHER YOUR RELATIVES GAVE ANY UNDERTAKING LETTER.   IF SO, U CAN NOT TAKE ANY ACTION AGAIST BANK.

RAJU O.F., (Advocate)     01 December 2011

If you are sure that your relatives did not sign any documents/ guarantee to your loan account, cause to issue a legal notice to the bank through a competent lawyer.

V R SHROFF (Sr. ADVOCATE Bombay High Court Mob: 9892432152)     02 December 2011

not recommended- Useless

RAKESH PIPRODIA (ADVOCATE)     06 December 2011

file a complaint in the consumer court for disturbance and mental agony. You will get immediete relief.

Surendra Gupta (Banker)     06 December 2011

I agree with Mr. Raju OF Advocate

Nadeem Qureshi (Advocate/ nadeemqureshi1@gmail.com)     07 December 2011

Dear Sudhir

Your relative have right to file a compalint againt bank, civil suit for dafemation, can file the compalint before Banking Ombudsmen.

feel free to call

Rudra Dev Bagchi (Advocate)     09 December 2011

Sir 

if it is a fact that you have defaulted in paying the legitimate dues of the bank, then I am afraid you do not have much do in this situation. However, your relative who has been issued the notice surely has legal recourse against the bank.

V R SHROFF (Sr. ADVOCATE Bombay High Court Mob: 9892432152)     09 December 2011

not recommended- Useless

Why did you gave names of yur relatives? who is responsible, bank or you. who instead of paying your dues, , and giving your relative's name for what ? sending them garland? or information that you are not repaying your loan ? 

Sudhir & All Experts: use your comon sense,

Despite that if you like to break your head, carry on! Let me know the outcome after  6 months, or a year, whether you acheived something OR  it is useless  

V R SHROFF (Sr. ADVOCATE Bombay High Court Mob: 9892432152)     12 January 2012

relatives has legal has legal recourse against the bank.? or our R D BAGCHI , WHO REFERRED THEM TO BANK?? 

V R SHROFF (Sr. ADVOCATE Bombay High Court Mob: 9892432152)     29 October 2013

U SAID "Bank is sending legal demand notice at my relatives place which was just mentioned as one of 2 references (not as guarantor)"

 

SO WHERE U STAND??

SO I ADVISED "
not recommended- Useless

 

IF ALL STATED ARE FACT- NO DEFAMATION

IF U REFERRED  BY YOURSELF: and Bank have no right to refer them, Q IS WHY U REFERRED REMEMBER: IT IS U  WHO REFERRED, SO U R RESPONSIBLE, NOT BANK.  

Your relative have right to file a compalint againt  YOU============= not bank,

V R SHROFF (Sr. ADVOCATE Bombay High Court Mob: 9892432152)     17 January 2014

why Sudhir is keeping quite??? what  comments by other experts???

 

SHOW ME THE RESULT OF YOUR useful complaint???????????

 

don't misguide he querist...His time , money and efforts has value; don't ask him in useless  acts..


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