SIR I NEED TO THIS RTI APPLICATION TO MANY BANKS.PLEASE CHECK AND LET ME KNOW THIS IS RIGHT FORMAT AND HOW I CAN I MAKE MORE EFFECTIVE THIS RTI APPLICATION.ANY EDIT I NEED TO DO.
With Rged with AD. 10STAMP
The Public Information Officer
Sub: - Information on Loan Products and Disbursement procedure of loan products under Right to Information ACT 2005.
The applicant is a citizen of India. Kindly provide me the requested information under Right to Information ACT 2005.
1) Information REGARDING criteria for choosing customers for providing Loan Products (Credit Card, Personal Loan, Home loan etc.)
2) Information REGARDING documents being collected to prove the eligibility for the same.
3) Information REGARDING the steps/procedure to check the authenticity of the individual and the documents provided.
4) Information REGARDING time (max and min) to take decision (approve/decline) the application?
5) Information REGARDING basis of declining or approving an Application and does the reason for declining is being made available to the applicant.
6) Information REGARDING KYC norms and how they are followed are they applicable to specific Loan Products or to each and every one.
Kindly note that I am not seeking personal information which would compromise the privacy of any individual OR which would affect your competitive position.
To the best of my knowledge the information sought does not fall within the restrictions contained in Section 8 and 9 of the Act and it pertains to your office.
Thanks to please provide me this information as it will be very useful to understand the Banking fraternity and loan products of bank.
Thanks and Regards