My father lend money of around 2 lakh from his bank to kirana shop owner nearby with only verbal agreement of paying back that cash in daily installments of like 400rs. per day . Now borrower i.e. Shop Owner is refusing to pay back those installments and my father has to pay all that money to bank. The father gave money only because he knows that shop owner for a long time and had trust on shop owner. What could be done in this situation in order to get that money back from shop owner.