Thank you sir.
Pls. advise me further in the same matter.I had purchased a new car from dealer from Pune 4-5 months ago. In aurangabad, on one day when I was driving the car, there is heavily raining and the car came across the water filled road. On passing of 4-5 meters water filled road, my car was suddenly stopped on the road and could not start. Then i contact the Dealer and he took my car for repairing to Pune .On the next day, he told me that, the engine of the car was heavily damaged. Then I contact the insurance company, who reject my claim on the ground that its due to my negligence and they are not liable to pay for the same.
Then again after few day, the insurance company agreed that it is not my negligence and they are ready to pay only for the parts damaged of the car but not the engine.Again I approach to the dealer and he told me that, he could not realise exact reason of damage of the engine of the car i.e. whether it damaged due to water or any other defect in the car.
My question is: In such circumstances, is the insurance company liable to pay the damages occured in the engine?
Shall i file a case against them in consumer court?
Pls. advise me as the amt. of the engine is very high.