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Srinivas (Advocate)     16 April 2009

IPC & Cyber law

Credit card fraud - Sec 406 & 420 IPC



Learning

 2 Replies

Swami Sadashiva Brahmendra Sar (Nil)     16 April 2009

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kartikeya (lawyer/cyber law consultant/cyber crime investigator)     16 April 2009

one of the fastest emerging cyber crime is credit card fraud... When you use a credit card, you can be vulnerable to fraud, whether you pay online, over the phone, or even in person at your neighborhood grocery store....

 

law and section:

section 43: If any person without permission of the owner or any other person who is incharge of a computer, computer system or computer network, -

(a) accesses or secures access to such computer, computer system or computer network;

(b) downloads, copies or extracts any data, computer database or information from such computer, computer system or computer network including information or data held or stored in any removable storage medium ;

(c) introduces or causes to be introduced any computer contaminant or computer virus into any computer, computer system or computer network ;

(d) damages or causes to be damaged any computer, computer system or computer network, data, computer database or any other programmes residing in such computer, computer system or computer network;

(e) disrupts or causes disruption of any computer, computer system or computer network;

(f) denies or causes the denial of access to any person authorised to access any computer, computer system or computer network by any means ;

(g) provides any assistance to any person to facilitate access to a computer, computer system or computer network in contravention of the provisions of this Act, rules or regulations made thereunder;

(h) charges the services availed of by a person to the account of another person by tampering with or manipulating any computer, computer system, or computer network.

Explanation: For the purposes of this section,-

(i) "computer contaminant" means any set of computer instructions that are designed -

(a) to modify, destroy, record, transmit data or programme residing within a computer, computer system or computer network; or

(b) by any means to usurp the normal operation of the computer, computer system, or computer network;

(ii) "computer database" means a representation of information, knowledge, facts, concepts or instructions in text, image, audio, video that are being prepared or have been prepared in a formalised manner or have been produced by a computer, computer system or computer network and are intended for use in a computer, computer system or computer network ;

(iii) "computer virus" means any computer instruction, information, data or programme that destroys, damages, degrades or adversely affects the performance of a computer resource or attaches itself to another computer resource and operates when a programme, data or instruction is executed or some other event takes place in that computer resource;

(iv) "damage" means to destroy, alter, delete, add,  modify or rearrange any computer resource by any means.

Compensation

This section provides penalty for damage caused to any computer, computer network, etc., by introduction of computer virus, unauthorised access and other types of mischief. Any person who is found guilty of contravening this section is liable to pay damages by way of compensation not exceeding one crore rupees to the person affected thereby.

section: 66

Whoever with the intent to cause or knowing that he is likely to cause wrongful loss or damage to the public or any person destroys or deletes or alters any information residing in a computer resource or diminishes its value or utility or affects it injuriously by any means, commits hacking.

Punishment Punishment to the person responsible for such hacking by way of imprisonment up to three years or with fine up to rupees 2 lakh or with both.

 

section 406 and 420 of Indian Penal Code..


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