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Pankaj Rai (Lawyer)     15 January 2009

insurance premium cheque bounced

Hi, Cheque issued by insured bounced back.Whether insurance company is liable to indemnify third party and recover  it from insured .What is the latest law?



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 5 Replies

AEJAZ AHMED (Legal Consultant/Lawyer)     16 January 2009

DEAR PANKAJ,


Kindly read this Judgment carefully.  I think, this judgment is very well helpful to you. 


National Insurance Company Ltd. vs Naresh Kumar And Ors., Smt. Amrit Kaur And Ors., Avtar ... on 5 October, 2007, Himachal Pradesh High Court,


Copy of the Detaile Judgment is attached herewith.


 


 


Attached File : 30 isurance - cheque dishonoured - indeminity against 3rd party - himachal pradesh h c.doc downloaded: 276 times

Sanjeev Tewatia (Advocate)     16 January 2009

Dear Pankaj,


if Insurance company sent a notice to insured regarding dishounermenrt of the cheque of insurance premium prior to accident then insurance company is not liable and if insurance company sent said notice after the accident then insurance company liable.


Regards


Sanjeev Tewatia


Advocate Faridabad (Haryana)


9891124177

sanjeev murthy desai (Advocate)     16 January 2009

Thank you Mr. Aejaz


sanjeev desai


 

Paresh (Engineer)     14 October 2014

Dear Aejaj, Sanjeev

I have submitted  mediclaim policy cheque before policy has been expired, but cheque was bounce & we get notification from bank. So, we have informed insurance company but authorize manager is not willing to re-new policy. In this case, we will lose all benefits which get since last 9 year. Can you suggest me that how can take up further level?

Thanks in advance.

Regards,

Paresh

Parth   26 April 2016

I have similar doubts as mr Paresh . I have submitted mediclaim policy cheque before policy has been expired, but cheque was bounce & we get notification from bank. So, we have informed insurance company but authorize manager is not willing to re-new policy. In this case, we will lose all benefits which get since last 9 year. Can you suggest me that how can take up further level?

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