insurance claim

Can u b more clear? Give the exact nature of the Grievance.

Please Refer clause 9 of Protection of Policyholder's Interest Regulations 2002 By IRDA

For more detail please email on ravisakaria@yahoo.co.in

they go on appointing second surveyors

no action by IRDA too !

I agree with Mr.Salvi except point three as now there are Private companies too in the field. Mr Shah has not clarified the name of Insurer and the reason for delay so also for appointment of second surveyor. Mr. is required to elaborate his issue with regard to type of claim, amount of claim, nature of damamge and the type of policy he purchased. Cause of loss etc.

flood losses

It appears that the claim is for flood losses under Standard Fire and Special perils policy. Now point is How much is the claim amount? what is the subject matter of Insurance? i.e.Stock, Building, or Machanery? If stock then which type of stock

The information supplied by you does not give complete picture to guide you.

Please ensure that the complete information is placed on the forum to enable us to sort out your prblem

It appears that the claim is for flood losses under Standard Fire and Special perils policy. Now point is How much is the claim amount? what is the subject matter of Insurance? i.e.Stock, Building, or Machinery? If stock then which type of stock

The information supplied by you does not give complete picture to guide you.

Please ensure that the complete information is placed on the forum to enable us to sort out your prblem

YOU MAY FILE A CASE IN CONSUMER COURT AGAINST INSURANCE COMPANY. /YOU MAY FILE A COMPLAINT BEFORE OMBUDSMAN AGAINST INSURANCE COMPANY.

You can do the following:-

!. At the first instance you  can approach the insurance ombudsman. I suggest this because its the easiest channel for you.

 

2. If you are not satisfied with the final order of the Ombudsman, you can always approach the consumer courts.

3. There is no provision of appointment of second surveyor, so plese do not wait for the company to appoint the same.

4. If more than 4-6 months have passed and your claim is still not paid you may initiate the above steps after giving a legal notice for 15 days.