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SHEKHAR MISHRA (public servant)     21 October 2008

illegal withdrawal of money from bank a/c.

what   is   the   remedy   available  to  a  person  whose   passbook   was   stolen   by   some   unknown   person   and   later   on   whole   amount   was   illegally   withdrawn   in   spite  of   his   photograph   pasted   on   the   passbook ?


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 9 Replies

v.viswanathan (chartered accountant)     21 October 2008

u cansue the concerned bank for negligence


 

prof s c pratihar (medical practitioner &legal studies)     21 October 2008

you can file a case against the bank for deficiency of service.you must also lodge a FIR mentioning the whole facts. this definitely attracts 405, 406 .420 120B IPC. take the help of a lawyer .do not make delay in lodging FIR.both cases can be done at the same time.

Sankaranarayanan (Advocate)     21 October 2008

yes both are correct, u sue against the bank, it is pure negligence of duty,

prabodh kumar patel (advocate)     21 October 2008

yes, i agree

ca.bhupendrashah (FCADISA)     21 October 2008

write to customer service cell , banking services

ca.bhupendrashah (FCADISA)     21 October 2008

apply to BAnking Ombudsman soon

Kiran Kumar (Lawyer)     21 October 2008

Banking Ombudsman is rather a quick remedy.......it acts under the guidelines of RBI.

SHEKHAR MISHRA (public servant)     21 October 2008

Thanks   to   all  of    you.

J. P. Shah (RTI & CONSUMER ACTIVIST)     21 October 2008

U need to submit detailed complaint to the concerned bank manager with a copy to Nodal Officer at H.O. Simultaneously file RTI application if the bank is a govt bank and obtain photocopies of all withdrawals and specimen signature card. After 30 days of complaint, move banking ombudsman of the state where the fraud has occured. U can get details of Nodal Officer by visiting website of the bank and RBI for ombudsman. Details of RTI are in my files posted on this website under central govt information. 


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