My bank is deducting amount from my saving account as home loan emi which is not matching to the emi amount and not as per consent form.
I have paid all emi on time, bank used to deduct emi regularly as per consent form submitted for emi deduction.
Now bank is saying we have right to deduct amount giving reason that emi is not received emi on due date. This due date is not as per consent form. apart from this they have deducted regular emi as well.
Now what legal action I can take against bank?
This additional deduction is reducing my interest but because of this deduction my other payment s and cheque failed.
Any helpful suggestion?