Gratuity payment adjustment of outstanding loan

Yes.  If there are any dues pending against any government servant, they will be recovered from his gratuity.

Sir Not a Government Servant but Private Bank Employee and Deduction was made from his account by making debit hold and not giving him opportunity to close the personal Loan himself. State away credited Gratuity made a lien and deduct the amount from his account. As per Separation Rule of the bank Debit Authorization will be taken from employee in case of loan adjustment from his full and final payment.

Kindly guide

you mean you were not placed on notice before adjusting your loans, then certainly that have wronged.

You must instantly issue a legal notice and claim damges too, that is breach of trust .

It is for the Bank to act in terms of the said agreement and exercise all rights under the said agreement as against the debtor. The Bank could not have adjusted the same from and out of gratuity amount, which are protected under Section 7 of The Payment of Gratuity Act, 1972.

You can issue a legal notice and demand reversal of the deduction failing which you can approach consumer forum with a complaint for deficiency in service and also for unfair trade practice for contradicting the loan agreement conditions. 

Terms and conditions of loan will have to be perused before forming proper opinion.

It is better to consult a local prudent lawyer.

How are you related to issue.           

Sir 

it is part of my research on the Service matter of Private bank.

Thanks

in 2011 there was a thread from you

https://www.lawyersclubindia.com/forum/a-bank-not-providing-experience-letter-49206.asp

is it same csse?