I am planning to buy a property which is registered in 2 people names brother and sister. Sister is married and is residing in europe from 3 years basically NRI. The brother is indian resident. The sister has given GPA to brother to sell the property from Indian embassy europe and is registered. I hve applied for loan and as per my safety i asked the banker to disburse the loan to the NRI account or get a NRO account and disburse her share to that account as it is taxed 20%. But the bank team is saying that they will take a mail confirmation from the NRI lady that she has no objection to disburse the loan to her personal Indian Bank account which is normal saving account. Should I go with this approach as this is GPA registration and also the tax reduces to normal 1%.