Forfeited amount returned to successful bidder in auction

Thank you Raju sir for your response.  No Sarfaesi expert am I, or a lawyer for that matter.

Can the Bank act in such an arbitrary manner without direction from the DRAT/DRT and return the money to the bidder?

In the meantime, for unknown reasons, the Bank went ahead and returned the 25% money of the successful bidder, and the bidder exited the Sarfaesi process.

The bank has claimed that since the bidder has left, the application before the DRAT was infructuous, and the case has been reverted to the DRT for disposal on merits.

You will be benefited by expert advice.

agree with Ramachary ji and Dhingra ji.

Yes! 25% EMD should have been  forfeited by  bank s per the citation givenby Mr.Rama charyand applied for repayment of part of the borrowers loan as per Madrs Highcourt Decison ccited by Mr.Chary.The Bank mischievously returned   the 25% EMD to the sucessful bidder who also knows avbout the SA  pendig before .DRT.The Bank's mischief is highly reprehensible.

Dear Client,

                   Yes! 25% EMD should have been  forfeited by  bank s per the citation givenby Mr.Rama charyand applied for repayment of part of the borrowers loan as per Madrs Highcourt Decison ccited by Mr.Chary.The Bank mischievously returned   the 25% EMD to the sucessful bidder who also knows avbout the SA  pendig before .DRT.The Bank's mischief is highly reprehensible.