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T Ravi Kumar (Propreiotor)     01 May 2015

Fixed deposit in cooperative banks

Dear all, I have questions regarding withdrawal of fixed deposit from cooperative bank. Actually my grand mother(maternal) had fixed amount of 75000 RS, 4-5 years before and kept my mother as nominee(youngest daughter out of grand mother's 7 children). 3 years before she expired. We approached bank to get the fixed deposit to my mothers account but bank refused to do so and they need original fixed deposit certificate which we do not have and hope it is with my uncle (younger brother of my mother). We don't have good relation with my uncles family, so they said they don't have any such certificates. Now we are confused and not know the legal way to get the amount fixed at bank whose nominee is my mother. Please any one can guide me and my family to get our rights. This is all about "justice and rights".


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 4 Replies

bsrao   01 May 2015

Wait till the maturity date. File a police complaint saying you lost the FD Receipt beaing no. so and so dated so and so. File the death certificate and the police (not found) certificate with the Bank, and make a claim for the FD as a nominee.

T Ravi Kumar (Propreiotor)     01 May 2015

Thank you sir for your time taken reading this case. Actually my parents and myself are residing in Uttar Pradesh for last 5-6 years and so we not have any details like birth certificate , fixed deposit no. Or any information regarding fixed deposit in hard copy form. Just we shifted to our state last year and tried to get our money but failed. Just we know that the nominee is my mother and amount is 75000. Now I just want to know the proceedings to get required documents and the way to get the money back. Also fixed deposit is matured 3 years before after 2 months of my grand mint her death. Even my grand father is also expired.

T Ravi Kumar (Propreiotor)     01 May 2015

Sorry it's not birth certificate , it's death certificate

T Ravi Kumar (Propreiotor)     01 May 2015

My key doubt is - how to get death certificate, how to know receipt number of fd and other doc regarding this case. My uncle and other siblings of my mother is against us and will never help us in this proceedings.

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