Negotiable Instruments: Exhaustive Coverage by Adv Roma Bhagat. Register Now!
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AMAR MITTAL   22 May 2023

Esi, esi medical benefit by paying @rs 120 per year.

I joined job at private company at age of 59. Worked till age of 65. Got ESI deducted for 6 years.

Now will I be eligible for life long ESI medical benefit by paying @Rs 120 per year.


 2 Replies

Dr J C Vashista (Advocate)     23 May 2023

Medical Benefit to Retired Insured Persons and Permanent Disabled Insured Persons:-

On payment of Rs.10/- P.M. in lump sum for one year in advance, Medical Benefit can be provided (under Section 56 of the Act) to:

  • An Insured Person and his or her spouse who leaves insurable employment on attaining the age of superannuation or retires under VRS or takes Pre-Mature retirement after being insured for not less than five years, till the period for which contribution is paid.
  • An Insured Person and his/her spouse who ceases to be in insurable employment on account of permanent disablement due to employment injury shall be entitled to medical benefit.


T. Kalaiselvan, Advocate (Advocate)     23 May 2023

Very well explained by Expert advocate Dr. Vashista Sir.

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