Kindly note that, some of the people had borrowed money from me by given cheque leaf and stamp paper as security. But most of them are not repaid properly. So far as per my calculation the NPA is Rs. 4 lakhs. Meanwhile, i've dues in HDFC, ICICI, SBI CREDIT card and personal loan. Since, the money was given by me is not coming, i'm in a situation of unable to repay the dues properly from last month. My intention is pay the dues to the banks. But, unfortunately, at present i'm in a situation of, unable to pay the dues immediately. But i've to pay the EMIs'. If i get time for a period of one year i could repay the dues. Shall i get the time frame from the bankers. What should i do for getting time limit.
I've given this reason to the collection executives & Agents who belongs to the above mentioned banks, while they contacted me to my mobile and land line. But they've not accepted and they come to my home and harrassed me regularly even i answered over phone. Kindly clarify me would they come my home even i answered over phone.
Kindly advice me, shall i give police complaint and take any other steps for my safeguard.