Paramaanu (CEO) 25 December 2017
G.L.N. Prasad (Retired employee.) 26 December 2017
One need not depend only of SC judgment, before filing any case. The principle is wherever there is right there must be remedy. You are a customer/consumer. NIA Act specifies very clearly duties of collecting bankers and there are umpteen judgments. A simple complaint can be filed to on line Ombudsman, to concerned banker without single rupee cost.
If one wants compensation, if such loss can be proved a simple complaint can be filed before District Consumer Forum for less than Rs.500/- as party in person and taking assistance of Legal Services Authority or any consumer activist.
P.THANGAVEL (ADVOCATE & LEGAL CONSULTANT) 26 January 2018
Just make out a complaint to the internal omdudsman of the bank concerned by giving the facts in brief. If no response then you may refer to the Banking Omdudsman of your region. Hope for the best.
Kumar Doab (FIN) 26 January 2018
Technical snag might be a self invented term to avoid deficiency, delinquency, compensation and seek refuge I circumstances beyond Bank’s control.
Write to bank under proper acknowledgment to explain said deficiency, technical snag with relevant attachments of relevant documents.