I wanted to get an opinion regarding any legal recourse available to individuals who have suffered rejection/disregard of loan facilities due to a wrong entry by Bank/CIBIL in one’s credit report. A financial instituition , with whom i had a very good payment track record had given a preapproval for business funds , but disregarded the same due to an adverse entry in my CIBIL report by Kotak Prime. I had raised the dispute with CIBIL and it was admitted by them that another individual’s record has been mistakenly added to mine which actually has led to my loss due to rejection of my loan requirments. How can i make either the Bank or CIBIL accountable for this loss? can i approach a consumer court for this?