Since, i've lost my job & personal loss, i'd unable to honour cheques belongs to personal loan at HDFC bank. Today i've received a summon from court states that, i've to appear in person & mentioned in the summon as cc no. 683/13 138 NI act . At present my finance position is very critical and i earned around Rs. 5,000/-pm by doing day today work. Since, my position is like this i'm unable to honour the cheques. While i was in job i've paid the dues in proper.
Kindly advice me what should i do?
Thanks and regards,