Subhrojyoti Sengupta 27 February 2023

Bank customer not returning the money credited wrongly?

Am a bank employee have wrongly credited 2 lakh to customer account having insufficient fund. Now asking customer to return it he is refuting the same

Please guide how the money can be recovered and if he does not pay the same am I to repay and reconcile the bank accounts.

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Quick Summary

A bank employee mistakenly credited £2 lakh to a customer's account with insufficient funds. The customer is now refusing to return the money. The employee is seeking guidance on recovery methods and whether they will be personally liable. Advice suggests involving the police to investigate the source of funds, with options including filing a formal complaint if the customer remains uncooperative.

3 Replies

Real Soul.... (LEGAL) 28 February 2023

Since it is your mistake and you have to morally force him to pay, however seek police help, relate the incident to Police they will call him and ask him for the source of money, since it is a big amount he has to disclose the source of money or he will be in trouble, so inform him first if still does not agree then file for compliant.

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Subhrojyoti Sengupta 28 February 2023

can i file fir against him personally as police is denying to take the complaint stating bm presence and signature is needed to file a fir against that guilty person.