Good evening respected sirs,
I am from visakhapatnam, I am having a personal loan in bajaj finance limited, One lakh personal loan for 36 months term with 48,000 interest. I pays every month EMI without failure. Last year due to covid I applied for moratorium for 5 months for this 5 months they charged extra 50,000 interest on one lakh loan, even though i am paying the EMI. Last two months i.e., may and june there is curfew in AP and also there is no work to get the money so i failed to pay the EMI including this month. couple of days back i received a call from a female claiming that she is an advocate calling on behalf of RESERVE BANK OF INDIA. she said that you are having a three cheque bounces in personal loan so RBI asked to file a cheque bounce case. I said that i will pay on 10th of this months but she refuses to listen. I have an doubt will RBI directly call to any one. Please give some suggestions.
Thank You in Advance