I have joined a company on 19th June 2023, there was a clause in joining letter of joining bonus to be returned if left the company before 2 years of rs 1 lakh , I left the company on 5 Feb 2024, now they are asking me to pay back 1 lakh and deducting it from my FNF settlement and rs 22000 is the overdue to pay by me .
What should I do ?