regarding property ownership

Sanju (Querist) 23 October 2016 This query is : Resolved
Dear Sirs,
We have been living a house in Nawanshahr district of Punjab, which falls in lal lakeer, for more than 35 years. We pay house tax, have the proofs like electricity and water connections in name of my father. Also we have a partition letter executed in the presence of muncipal committee members regarding distribution of land among my father and uncles. Now I want to raise housing loan for that property please help me how can i get registry in my name.
Regards

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Kumar Doab (Expert) 23 October 2016
Lal Lakeer/Lal Dora:Abadi/village periphery land.

Loan is lender's call.

Some lenders may straightaway refuse.

Check with local patwaari and mutation record.

Local counsel specializing in such/property/revenue matters can help you further.

Rajendra K Goyal (Expert) 23 October 2016
Banks generally do not sanction loan without clear title and title documents relating to the property which you lack.

Kuummaar AS (Expert) 24 October 2016
Sanju,

YOU HAVE SAID, INTER ALIA,

"Also we have a partition letter executed in the presence of muncipal committee members regarding distribution of land among my father and uncles."

How can bank grant loan on such a property.

For proper advice, convey exact contents of partition letter referred to by you.

rajeev sharma (Expert) 24 October 2016
From the quarry it is clear that the author does not have any title document of land.
A partition deed is not a title document because it merely defines the already ownership no bank will give loan on the basis of these documents