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Consumer related quaries

(Querist) 27 November 2014 This query is : Resolved 
Dear Expert.
Kindly advice the following situation.

I have Two wheeler Insured with ICICI Lombard. 26.11.2014 midnight that insurance expired. So I renewed by using of netbanking for make the payment. Amount debited my SB Accounts.I have proof of debited in accounts (Transaction details)payment status also "success" But still not yet received cover note of policy by mail or sms. I spoke with Customer care from 25th Nov 2014 onwards still now they told check with system and under process.

My question is in case of this situation my vehicle met theft or accident. can i claim the insurance.

What I do ?
Can I approach consumer court or ligation?
Will expecting reply from experts.

S.Raj
ROHIT SHARMA (Expert) 27 November 2014
1. The delivery of the insurance papers will soon reach you. The electronic system will generate the input of your premium paid and then the policy document will follow. It is just a day ago that you have paid the premium. Meet the insurance authorities directly.
Shailesh Kr. Shah (Expert) 27 November 2014
e-mail the whole facts to the icici lombard.

and thereafter you should wait for 2-3 days.
Raj (Querist) 27 November 2014
ok Sir, I already sent all the fact by mail and continuously speaking with cc. I wait for it as your advice.
Rajendra K Goyal (Expert) 27 November 2014
You have to wait for some days for policy to arrive to you.


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